Introduction 

In the secondary mortgage market, loan saleability and compliance are nonnegotiable. Every deal must stick to underwriting standards and regulations like TRID, not just to stay legal but to keep investor trust intact. Here, due diligence isn’t just a box to check. It’s the backbone of every transaction, verifying borrower credibility and ensuring loans meet the market’s rigid expectations. 

In the race to adopt AI, businesses are investing in models, tools, and platforms — but often overlooking the one thing AI depends on most: data. While AI promises efficiency, smarter decisions, and competitive edge, those promises hinge entirely on what you feed into it. And here's the hard truth — even the most advanced AI can’t compensate for bad data.

The integration of Artificial Intelligence (AI) with Business Intelligence (BI) systems marks a pivotal shift in how the insurance industry operates. McKinsey's research indicates that insurers with advanced analytics capabilities experience a five-year revenue CAGR that is four times higher than that of their competitors.